What type of benefits does Social Security Disability Insurance (SSDI) provide to eligible people with disabilities?

Social Security Disability Insurance (SSDI) provides monthly income benefits to individuals who are unable to work due to a qualifying disability. This program is designed to offer financial support to those who meet specific criteria regarding their disability status and work history. The monthly benefits help cover living expenses, such as housing, food, and healthcare, thus providing a crucial safety net for individuals who may be struggling financially due to their inability to maintain employment.

The nature of SSDI benefits emphasizes ongoing assistance, making monthly income support the most fitting option. This structure helps ensure that recipients receive a reliable source of income over time, which can significantly aid in financial stability during periods of disability. In contrast, one-time cash grants, healthcare coverage, or job resources and training do not align with the primary objective of SSDI, which is to replace income lost as a result of a disability.